Richard is that steady hand you need when everything feels up in the air. Nothing phases him and you just know that he's there in the wings and on your side.

When you have to tell people your marriage has broken down you feel ashamed and embarrassed, even though you shouldn't.

When I emailed Richard to tell him that I was separating from my husband, he phoned me straight away. His reaction was very human and empathic but also practical. It was just what I needed.

He provided the reassurance that I needn’t worry about my finances no matter what else was going on during the separation, which ultimately ended in divorce. Throughout, Richard was able to keep me on an even keel. He took away any worry about managing my short-term budgeting requirements and I quickly realised that he was going to help me through the medium and the long term as well.

Obviously, I had lawyers helping me to agree the terms of the divorce and the financial settlement. But I'd never been through anything like that before. Richard, however, had sadly had to help lots of other clients who had been through similar. He was therefore able to help me sense check what was happening and give me another perspective alongside the advice I was receiving from my lawyers, which meant that when I reached my financial settlement, I knew it was the right amount to cater for my boys’ and my needs in the short and long term.

Richard has also been on hand in the years following my divorce as I have needed to navigate various tax and regulatory hurdles arising from my boys’ finances due to them having dual citizenship.